<p>Final hours for 2-for-1 Passes! One of the best Super Early Bird Deals for TechCrunch Disrupt 2025 will be wrapping up in just 24 hours for the rest of the year. The 2-for-1 Pass lets you bring a friend, colleague, or business partner, for nearly free. Buy one pass at the Super Early Bird rate [&hellip;]</p>

<p>Cushion, a fintech startup that described itself as the “Plaid for buy now, pay later (BNPL),” has shut down. On Thursday, founder and CEO Paul Kesserwani posted on LinkedIn about the decision to wind down the company at the end of 2024. In the post, Kesserwani said that “despite bringing multiple new fintech products to [&hellip;]</p>

<p>The newest generation of startups aiming to solve cross-border payments are focusing on stablecoins &#8212; cryptocurrency coins often pegged to actual currencies or other commodities to help them keep stable prices &#8212; to build solutions that work faster and often cheaper than classic financial rails. This trend is also driving a surge in investor interest [&hellip;]</p>

<p>French startup Swan has raised another €42 million (around $44 million at current exchange rates). The company considers this round as the second part of the Series B that was originally announced in September 2023. Swan helps other companies offer financial products at scale. The company can generate both virtual and physical cards that work [&hellip;]</p>

<p>With its 700,000 customers, Alan could be considered as a mature company. But the health insurance company that wants to become a digital companion for your health is still growing like a startup. On Wednesday, the company shared some financial metrics. The most impressive one is its top-line revenue. In 2024, the company generated €505 [&hellip;]</p>

<p>Only 3 days remain to score the ultimate deal for TechCrunch Disrupt 2025 — two of the same ticket types for the price of one! Don’t wait to take advantage of these massive savings. This limited-time offer ends this Friday, January 31 at 11:59 p.m. PT — after that, these 2-for-1 Passes will be gone. [&hellip;]</p>

<p>Uber-backed Moove, an Africa-born mobility fintech that offers vehicle financing to ride-hailing and delivery app drivers across six continents, has acquired Kovi, a Brazilian urban mobility provider. The value of the deal is not being disclosed, but Moove confirmed it was an all-share transaction, and Kovi is now wholly owned by Moove. Moove co-founder and [&hellip;]</p>

<p>If you talk to a fintech entrepreneur about their business, chances are they’ll end up talking about ledger issues at some point. A ledger is a record of money movements that serves as the source of truth for financial assets, but when a company starts having multiple bank accounts, payment processors, and funds spread across [&hellip;]</p>

<p>Until a few years ago, it used to be difficult to make payments across borders almost anywhere in the world. But it&#8217;s still a big problem in Africa, where fragmented, disconnected systems, high fees, and poor infrastructure make it tough for businesses and individuals to move money quickly and affordably. The majority of people and [&hellip;]</p>

<p>Welcome to TechCrunch Fintech!  This week we’re looking at the story behind the sale of Divvy Homes, Ramp’s new product, some notable fundraising deals, and more! To get a roundup of TechCrunch’s biggest and most important fintech stories delivered to your inbox every Tuesday at 8:00 a.m. PT, subscribe here. The big story Last week, [&hellip;]</p>

<p>Elon Musk-owned social network X announced a partnership with Visa to handle person-to-person payments for its upcoming X Money product. The company will use Visa Direct, which is Visa&#8217;s solution for real-time money transfers, to load money into X Money’s wallet, connect to a debit card for paying other users, and transfer money back to [&hellip;]</p>

<p>The clock is ticking for one of our Super Early Bird sales! You have just 5 days left to lock in your 2 for 1 Passes at the lowest rates of the year for TechCrunch Disrupt 2025. Save up to $1,400 on two of the same individual ticket type. This limited-time offer ends this Friday, [&hellip;]</p>

<p>Landy Liu knows how hard it is to save for a home.  While working at mortgage startup Better.com, he spent years dealing with first-home home buyers who felt overwhelmed when it came to shopping for homes. By the time it was his turn in 2022, mortgage rates had nearly doubled, and he found himself in [&hellip;]</p>

<p>It can be challenging for developers of fintech apps to integrate repayment, balance transfer, and bill pay functionality. Devs often have to deal with a patchwork of brittle screen-scraping APIs to extract data from users&#8217; financial institutions — or worse, tools to process mounds of physical checks and paperwork. Three friends and entrepreneurs — Jose [&hellip;]</p>

<p>Visa has joined African fintech Moniepoint as a new investor. The business banking and payments platform confirmed to TechCrunch that it received a “strategic investment” from the global payments giant as both companies look to drive financial inclusion and support the growth of small and medium-sized enterprises (SMEs) across Africa. Sources close to the deal [&hellip;]</p>

<p>Over the years, Ramp has built a name for itself in the corporate card and expense management space. It’s branched out into travel, bill pay, and more, while raising over $1.2 billion in venture funding. Today, the six-year-old fintech startup is announcing a different kind of expansion &#8212; one that takes it into more of [&hellip;]</p>

<p>Over the years, Ramp has built a name for itself in the corporate card and expense management space. It’s branched out into travel, bill pay, and more, while raising over $1.2 billion in venture funding. Today, the six-year-old fintech startup is announcing a different kind of expansion &#8212; one that takes it into more of [&hellip;]</p>

<p>Indian fintech Jar has turned cash-flow positive, an executive at the Tiger Global-backed startup confirmed on Wednesday. The 3-year-old startup, which offers savings and investment services to consumers, achieved the milestone while still growing by more than 10 times last year, according to an investor note seen by TechCrunch. The profitability push comes as many [&hellip;]</p>

<p>Indian fintech Jar has turned cash-flow positive, an executive at the Tiger Global-backed startup confirmed on Wednesday. The 3-year-old startup, which offers savings and investment services to consumers, achieved the milestone while still growing by more than 10 times last year, according to an investor note seen by TechCrunch. The profitability push comes as many [&hellip;]</p>

<p>Welcome to TechCrunch Fintech!&nbsp; This week, we’re looking at just how much fintech startups raised in 2024, a slew of fundraising deals, Plaid’s reported revenue growth last year, and more! To get a roundup of TechCrunch’s biggest and most important fintech stories delivered to your inbox every Tuesday at 8:00 a.m. PT, subscribe here. The [&hellip;]</p>